Scheduled payments only
- Monthly payment
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- Payoff date
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- Time to payoff
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- Total interest
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- Total paid
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Your loan
Change anything — every number, chart, and table below updates instantly.
Scenario comparison
Baseline vs. your extra payments
With your extra payments
- Monthly payment
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- New payoff date
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- Time to payoff
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- Total interest
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- Total paid
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What extra payments buy you
Interactive charts
See where the money goes
Payment composition over the life of the loan
Hover anywhere to read the exact split of any monthly payment.
Remaining balance
The balance curve bends toward zero as extra payments compound.
Cumulative interest paid
The growing gap between the lines is money you keep.
Every month, line by line
Amortization schedule
| # | Date | Payment | Principal | Interest | Extra | Remaining balance |
|---|---|---|---|---|---|---|
| Totals | — | — | — | — | — | |